All your plans with your loan Currency Now


Advantages of the Currency Now loans

Advantages of the Currency Now loans

In Currency Now you can request a personal loan that fits your needs with transparent conditions

In Currency Now you can request a personal loan that fits your needs with transparent conditions

Apply for your loan in 3 steps

Apply for your loan in 3 steps

Discover how to apply for a loan in Monedo Now in just a few steps

Discover how to apply for a loan in Monedo Now in just a few steps

1. Send your request

1. Send your request

Choose the loan amount and the monthly fee. Next we will ask you some personal information.

2. Get your loan offer

2. Get your loan offer

Once your loan application is approved, you will receive a personalized offer that you can modify.

3. Get your money fast

3. Get your money fast

You just have to confirm your loan offer and we will send you the money immediately.

Security and data protection

Security and data protection

The data of our clients are protected at all times

The data of our clients are protected at all times

less plus On safety

Transparent fees

Transparent fees

Monedo Now offers flexible personal loans to return between 6 and 36 months with a minimum APR of 60.10% and a maximum of 197.15%. For example, for a loan of € 1,000 to pay in 12 monthly installments, you must return a total of € 1,535.07 in installments of € 127.92, corresponding to an 87% APR. The minimum APR for this example is 80% and maximum of 197%. The representative example is based on the average duration and the total loan amount. The methodology for calculating the average duration is weighted by the following calculations: the average duration and the quantity issued, divided by the total amounts issued. The methodology for defining the amount granted for the representative example is based on the total amount issued divided by the number of credits issued.

Additional costs

Additional costs

We reserve the right to charge additional fees associated with the costs of recovering the amounts granted and / or other charges associated with the loan. The costs of fast online loans can include, for example, administrative expenses, interest for late payment and legal costs.

Possible consequences on your credit profile

Possible consequences on your credit profile

If our efforts to reach an amicable solution fail, we can notify of the non-payment of the loan to the unpaid file, which can result in a negative reflection in the personal credit profile of the client. In addition, legal recovery processes may be carried out to recover the loaned amounts.

Consequences of default

Consequences of default

In accordance with our commitment to act as a responsible lender, our recovery team and / or the representative recovery agency can contact clients before the loan payment expires, to provide all the necessary information to make decisions about of the payment solutions that best suit them. In the event that the refund is not made within the terms of the loan contract, the borrower must pay a commission for non-payment of 20 euros for the steps taken by the lender to manage the payment. This fee will be applied only once for the unpaid installment, even if it is still pending payment. We also reserve the right to transfer the debt to an external collection agency. As a global provider of consumer finance services we always strive to find the most suitable payment solution for clients facing temporary or permanent financial difficulties, in line with our mission to become a sustainable lender. Our recovery activities are an important part of our mission to provide financial education to our clients, before they incur financial problems and face delays in their payments.

Sometimes due to technical problems or banking operations, it is possible that the loan delivery time is from 24 to 48 hours.